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A fifteen-minute phone call could save you thousands. No, I’m not talking about car insurance. You can talk your way out of debt by negotiating with your credit card company over the phone.

The new Bank of America minimum payment policy forces customers to get out of debt sooner. Higher minimum payments save customers money in the long run, but those already teetering on the edge of disaster may be in trouble.

Do you have debt issues? If one or more of these eight warning signals apply to you, you may have a debt problem.

Did you spend too much for Christmas? You’re not alone. Studies show consumers charged $108 billion over the Holidays in 2004, a 13% increase over 2003. Here are four New Year’s Resolutions to help you deal with your holiday debt hangover.

Paying more than the minimum is only half the battle. Find out how you can pay off your debts quickly and cheaply with the snowball method.

Shopping for a new credit card? Follow these simple tips to select the best credit card for your situation.

Are you way over your head in debt? For many struggling to pay off their debts, self-help sometimes is not a viable option. Here are some pointers for choosing the best credit counseling service.

Want to know how to pay off your credit cards quickly, without increasing your payments one cent? It’s a dirty little secret that your credit card companies don’t want you to know. Intrigued? Read on.

Many companies promote debt consolidation as a way to eliminate your debts. Read this article to learn what debt consolidation is, how it works, and when to use it.

Are you one of the millions of Americans that are deep in debt and need help getting out? If you are, you are not alone. We understand your situation, and want to provide you the guidance you need to help you get on the right track.