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Making Your Goals Automatic


I came across a motivational poster the other day that said: “It’s the start that stops most people.”
At first I thought it was cheesy.
Then I thought about it some more and realized the truth in this little proverb. It really is difficult to take action, especially on long-term projects or goals. Whether […]

How to Analyze Your Credit Report


Money Crashers, a money guide for young people, posted a nice brief article today about how to interpret your credit report for mistakes and signs of identity theft. Check it out here.
Also see this article on how to most effectively use your free annual credit reports.

Cash Out of Your Gift Cards


Christmas 2006 was a record season for gift cards. Some people feel that giving a gift card is more “personal” than giving cash. What do you do if you get a gift card that you don’t want or would rather have the cash instead?
Sell it.
There’s a healthy aftermarket for gift card sales/trading […]

The Gift Card Trap


Hidden surcharges and fees plague prepaid gift cards. Read this important information if you plan to give or are the recipient of a gift card.

Stop Credit Card Junk Mail in Its Tracks


Is your mailbox overflowing with unwanted credit card applications and solicitations? It doesn’t have to be that way. Find out how to tell credit card marketers to leave you alone.