Site Archives Credit History & Score

Corporate Credit Card Fiasco


Many corporations provide their employees with corporate credit cards to pay for business expenses. If everything works as planned, the company credit card simplifies expense reporting and doesn’t force employees to float the company an interest free loan while waiting for reimbursement.
But what happens when something goes wrong? What if the company doesn’t […]

Free (Really) Credit Monitoring


We all know the importance of checking your credit report regularly to look for errors and signs of identify theft. You get a free credit report every year from AnnualCreditReport.com. But once a year is quite a long time between credit checks! You really should check your credit report more frequently.
There […]

New Non-traditional Credit Scoring Model Helps First-Time Homebuyers


Finding it difficult to shop for a home with little or no credit history? First America’s Anthem Score may be your ticket to homeownership.

One Step to a Better Credit Score


Is your credit score lower than it should be? Paying down your balances could provide a much-needed boost to your credit score.

Is the History Worth the Price?


It’s best for your credit score that you not close old accounts. But what do you do when the old accounts hit you with large annual fees?

Have you ordered your free credit report?


The new Fair and Accurate Credit Transactions Act entitles you to one free credit report every year, no strings attached. Be sure to take advantage of this opportunity!

What’s In Your Credit Report?


Keep your credit report healthy with regular check-ups. Review your credit history often for errors that could be hurting your credit.

What to Do If You Have Bad Credit


A bad credit record isn’t the end of the world. Learn how you can revive your credit with patience and determination.

Anatomy of a Good Credit Score


The importance of having a good credit score continues to grow. Although the exact credit scoring formulas are secret, here are some general tips for building and maintaining a good credit score.

Beware of Credit Repair


Credit repair services promise the impossible: to improve credit ratings instantly for individuals with poor or bad credit. Learn how to avoid falling victim to credit repair fraud and scam tactics.