CreditShack.org

I’m giving away a $25 ShareBuilder Investment Cash Certificate.  Here’s the scoop:
We’re In Debt (soon to be “Were in Debt”) today posted a comparison of online snowball debt repayment calculators, which included the CreditShack calculator.
A couple months ago, I thought about rewriting my snowball debt calculator to include additional parameters, such as comparing the […]

I came across a motivational poster the other day that said: “It’s the start that stops most people.”
At first I thought it was cheesy.
Then I thought about it some more and realized the truth in this little proverb. It really is difficult to take action, especially on long-term projects or goals. Whether […]

Each week I summarize noteworthy credit and money management articles in the news and in the personal finance blogosphere. Without further adieu:

Tricia @ Blogging Away Debt posted a nice summary and commentary of 20/20’s recent episode concerning debt in America.
Trent over at The Simple Dollar suggests seven ways you can reduce your car expenses […]

Politicians on a certain side of the aisle like to draw attention to the ‘injustice’ in the increasing gap in wealth between the rich and the poor. The wealthy, despite paying a disproportionately high percentage of their income to the government to fund welfare programs for the poor, manage to accumulate more money […]

About every three weeks I get a letter in the mail from American Express begging me to apply for their Rewards Plus Gold Card. And every three weeks I tear up the promotional offer and throw it in the garbage. It’s like clockwork.
Why do I rip up the offer? The […]

Constipation and debt consolidation have a lot in common (besides sharing a few letters).
Think about it. You eat. Your food gets processed. And if you’re healthy, you get rid of it. Debt works the same way. You spend. You get the credit card bill. And if your […]

It’s that time of year again for students to start working on financial aid paperwork. Selecting a lender is a key decision in the financial aid process. In talking with students, I’ve found that most believe that Federal Stafford lenders are largely the same and that it doesn’t matter who services their […]

When I tell people that I try to keep a good chunk of savings in United States Treasury Bills, they usually look at me cross-eyed. Then they hit me with tough questions like “What the heck is a Treasury Bill?” or “You got something against savings accounts?”
Well, in fact, I do have a […]

I was just thinking today about how the good things in life develop slowly over time, but the bad happens near instantly. It takes decades to build your career, but only a couple minutes to get fired. It takes years to lose weight, but only a second to get killed in a […]

Many corporations provide their employees with corporate credit cards to pay for business expenses. If everything works as planned, the company credit card simplifies expense reporting and doesn’t force employees to float the company an interest free loan while waiting for reimbursement.
But what happens when something goes wrong? What if the company doesn’t […]