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New Non-traditional Credit Scoring Model Helps First-Time Homebuyers
Finding it difficult to shop for a home with little or no credit history? First America’s Anthem Score may be your ticket to homeownership.
One Step to a Better Credit Score
Is your credit score lower than it should be? Paying down your balances could provide a much-needed boost to your credit score.
Is the History Worth the Price?
It’s best for your credit score that you not close old accounts. But what do you do when the old accounts hit you with large annual fees?
Have you ordered your free credit report?
The new Fair and Accurate Credit Transactions Act entitles you to one free credit report every year, no strings attached. Be sure to take advantage of this opportunity!
Payday Loans = Costly Cash
The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans - which come at a very high price.
Why Your Signature Won’t Save You
Think your signing the back of your card will keep thieves from using your card? Think again.
Minimum Payment Rising
Credit card companies have been asked to increase the monthly minimum payment to a greater portion of the balance. The change may hurt in the short-term, but will benefit you in the long term.
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