CreditShack.org

Paying extra interest has never been easier. The “convenience checks” your credit card company bombards you with are a wonderfully convenient way for your credit card company to milk you for more money.

No one starts life planning for financial chaos. So why is it that many Americans find themselves in the death grip of credit card debt?

Keep your credit report healthy with regular check-ups. Review your credit history often for errors that could be hurting your credit.

A fifteen-minute phone call could save you thousands. No, I’m not talking about car insurance. You can talk your way out of debt by negotiating with your credit card company over the phone.

The new Bank of America minimum payment policy forces customers to get out of debt sooner. Higher minimum payments save customers money in the long run, but those already teetering on the edge of disaster may be in trouble.

Refinancing your car loan could lower your payments and save you money. Learn the ins and outs of auto refinance programs.

Don’t let your credit card get you into trouble. Learn about some practices that you can follow to keep your credit under control.

A bad credit record isn’t the end of the world. Learn how you can revive your credit with patience and determination.

Americans set a new record in November 2004 for the largest one-month consumer debt reduction since the Federal Reserve began tabulating data in 1943. Unfortunately, there may be more to the story than what meets the eye.

Do you have debt issues? If one or more of these eight warning signals apply to you, you may have a debt problem.