Site Archives

Freeze Your Minimum


Want to know how to pay off your credit cards quickly, without increasing your payments one cent? It’s a dirty little secret that your credit card companies don’t want you to know. Intrigued? Read on.

Rewards for Everyone


Do you pay your credit card balance in full every month? If you do, you should consider making your next credit card a rewards card.

Credit Report FAQ


Read answers to frequently-asked questions about credit history, credit report, credit score, credit rating, and building credit.

Payday Loans – Legalized Loan Sharks?


Thinking of getting a short term “payday” loan? You better think twice. The payday loan industry is the fastest growing segment of the entire U.S. financial services industry. Its growth is fueled largely by consumer ignorance.

Savings Matching: Double the Price


Are you the type of person that has trouble living within a budget? Do you find yourself constantly making impulse purchases? Here’s a technique that has kept me from overspending.

Credit Card FAQ


Understanding credit cards can be intimidating. Learn the ins and outs of credit cards by reading answers to frequently-asked questions about credit cards, choosing a credit card, and applying for credit.

Building Credit in College


When used responsibly, student credits cards are one of the best ways to establish credit history. Find out why waiting until you’re out of college to build credit can be a mistake.

Credit Cards vs. Debit Cards vs. Check Cards


Credit cards, debit cards and check cards all make your payments more convenient. But they are not created equal. Learn about the benefits of each and potential security hazards.

How Many Credit Cards Should I Have?


A variety of factors influence your credit score, including the number of credit card accounts you have. Learn how many credit cards you should hold to maximize your credit score.

Don’t Be Late


Credit card companies are looking for more excuses to raise your interest rates. One late payment to just one of your credit cards could raise the interest rates of all your credit cards. Surprised? Read on.