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Minnesota Attorney General Mike Hatch filed a lawsuit yesterday against Capital One, alleging that the company engaged in false and deceptive advertising of its “No Hassle” fixed rate credit card. We believe this lawsuit is ridiculous, and that it demonstrates the need for greater consumer credit education and awareness.

Did you spend too much for Christmas? You’re not alone. Studies show consumers charged $108 billion over the Holidays in 2004, a 13% increase over 2003. Here are four New Year’s Resolutions to help you deal with your holiday debt hangover.

Paying more than the minimum is only half the battle. Find out how you can pay off your debts quickly and cheaply with the snowball method.

Credit repair services promise the impossible: to improve credit ratings instantly for individuals with poor or bad credit. Learn how to avoid falling victim to credit repair fraud and scam tactics.

If you have no credit or bad credit, your only credit card option may be a secured credit card. Learn more about secured credit cards and what to watch out for.

Earning cash back on your purchases doesn’t require a credit card. Learn about a debit card that allows you to earn 1.5% cash back without the risk of debt.

Shopping for a new credit card? Follow these simple tips to select the best credit card for your situation.

Are you way over your head in debt? For many struggling to pay off their debts, self-help sometimes is not a viable option. Here are some pointers for choosing the best credit counseling service.

Overflowing parking lots, traffic jams, and crowded shopping malls – they all tell us that Christmas is near. Here are five Holiday shopping tips that will assure you a safe, affordable and enjoyable shopping experience.

Federal law now allows you to request a free credit report from each of the credit reporting agencies each year. Learn how you can take advantage of this privilege to improve your credit rating.